ZIP Code 95129 — San Jose, California

The median home in 95129 is valued at $1,875,900 against a median household income of $178,818, a price-to-income ratio of 10.5. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Santa Clara County, 95129 ranks 45 of 56 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.6. Renting takes 18.3% of median household income (median rent $2,728 a month), under the 30% cost-burden threshold.

95129 ranks 80 of 1,558 statewide on median household income and 56 of 1,558 on median home value; its income is above the $159,101 Santa Clara County median. 59% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 73% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 4.0%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.0%.

With 8,652 residents per square mile across 4.6 square miles of land, 95129 is far denser than the statewide ZIP median of 1,120 (rank 213 of 1,558). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.