ZIP Code 95043 — Paicines, California

The median home in 95043 is valued at $891,700 against a median household income of $112,000, a price-to-income ratio of 8.0. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Benito County, 95043 ranks 4 of 4 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.2. Renting takes 13.1% of median household income (median rent $1,225 a month), under the 30% cost-burden threshold.

95043 ranks 424 of 1,558 statewide on median household income and 403 of 1,558 on median home value; its income is in line with the $108,228 San Benito County median. 63% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 4.8%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 1.2%.

With 1 residents per square mile across 765 square miles of land, 95043 is far less dense than the statewide ZIP median of 1,120 (rank 1,546 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.