ZIP Code 94970 — Stinson Beach, California

The median home in 94970 is valued at $1,718,800 against a median household income of $74,643, a price-to-income ratio of 23.0. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Marin County, 94970 ranks 26 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.9. Renting takes 28.1% of median household income (median rent $1,750 a month), under the 30% cost-burden threshold.

94970 ranks 991 of 1,558 statewide on median household income and 76 of 1,558 on median home value; its income is below the $127,509 Marin County median. 60% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 57% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 4.2%, far below the 10.8% statewide ZIP median and among the lowest in the state.

With 56 residents per square mile across 7.2 square miles of land, 94970 is far less dense than the statewide ZIP median of 1,120 (rank 1,220 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.