ZIP Code 94956 — Point Reyes Station, California

The median home in 94956 is valued at $1,585,500 against a median household income of $76,750, a price-to-income ratio of 20.7. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Marin County, 94956 ranks 25 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.9. Renting takes 32.2% of median household income (median rent $2,062 a month), above the 30% cost-burden threshold.

94956 ranks 948 of 1,558 statewide on median household income and 100 of 1,558 on median home value; its income is below the $127,509 Marin County median. 73% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 61% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 9.4%, below the 10.8% statewide ZIP median. Unemployment stands at 10.2%.

With 34 residents per square mile across 34.7 square miles of land, 94956 is far less dense than the statewide ZIP median of 1,120 (rank 1,281 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.