ZIP Code 94949 — Novato, California

The median home in 94949 is valued at $961,600 against a median household income of $112,068, a price-to-income ratio of 8.6. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Marin County, 94949 ranks 10 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.9. Renting takes 26.4% of median household income (median rent $2,467 a month), under the 30% cost-burden threshold.

94949 ranks 421 of 1,558 statewide on median household income and 343 of 1,558 on median home value; its income is below the $127,509 Marin County median. 63% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 51% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 7.1%, below the 10.8% statewide ZIP median. Unemployment stands at 7.7%.

With 1,384 residents per square mile across 13.4 square miles of land, 94949 is denser than the statewide ZIP median of 1,120 (rank 753 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.