ZIP Code 94946 — Nicasio, California

The median home in 94946 is valued at more than $2,000,000 (the Census reporting ceiling) against a median household income of $125,179, a price-to-income ratio of at least 16.0. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Marin County, 94946 ranks 23 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.9. Renting takes 19.4% of median household income (median rent $2,025 a month), under the 30% cost-burden threshold.

94946 ranks 302 of 1,558 statewide on median household income and 1 of 1,558 on median home value; its income is in line with the $127,509 Marin County median. 76% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 54% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.1%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.1%.

With 18 residents per square mile across 37.2 square miles of land, 94946 is far less dense than the statewide ZIP median of 1,120 (rank 1,364 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.