ZIP Code 94939 — Larkspur, California

The median home in 94939 is valued at more than $2,000,000 (the Census reporting ceiling) against a median household income of $156,250, a price-to-income ratio of at least 12.8. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Marin County, 94939 ranks 21 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.9. Renting takes 21.8% of median household income (median rent $2,833 a month), under the 30% cost-burden threshold.

94939 ranks 139 of 1,558 statewide on median household income and 1 of 1,558 on median home value; its income is above the $127,509 Marin County median. 48% of households own their home, below the 64% statewide ZIP median, so most residents rent. 76% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.9%, below the 10.8% statewide ZIP median. Unemployment stands at 6.1%.

With 3,120 residents per square mile across 2.4 square miles of land, 94939 is far denser than the statewide ZIP median of 1,120 (rank 592 of 1,558). This is predominantly single-family residential with suburban street patterns.