ZIP Code 94582 — San Ramon, California

The median home in 94582 is valued at $1,385,200 against a median household income of $202,775, a price-to-income ratio of 6.8. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94582 ranks 22 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 16.3% of median household income (median rent $2,746 a month), under the 30% cost-burden threshold.

94582 ranks 42 of 1,558 statewide on median household income and 146 of 1,558 on median home value; its income is far above the $120,565 Contra Costa County median. 70% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 77% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.1%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.8%.

With 3,533 residents per square mile across 13.4 square miles of land, 94582 is far denser than the statewide ZIP median of 1,120 (rank 557 of 1,558). This is predominantly single-family residential with suburban street patterns.