ZIP Code 93955 — Seaside, California

The median home in 93955 is valued at $652,300 against a median household income of $80,106, a price-to-income ratio of 8.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Monterey County, 93955 ranks 20 of 27 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 32.0% of median household income (median rent $2,134 a month), above the 30% cost-burden threshold.

93955 ranks 896 of 1,558 statewide on median household income and 686 of 1,558 on median home value; its income is below the $84,669 Monterey County median. 39% of households own their home, below the 64% statewide ZIP median, so most residents rent. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.9%, above the 10.8% statewide ZIP median. Unemployment stands at 7.1%.

With 1,240 residents per square mile across 26.3 square miles of land, 93955 is denser than the statewide ZIP median of 1,120 (rank 764 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.