ZIP Code 93630 — Kerman, California

The median home in 93630 is valued at $308,700 against a median household income of $54,972, a price-to-income ratio of 5.6. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Fresno County, 93630 ranks 34 of 44 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.8. Renting takes 24.9% of median household income (median rent $1,139 a month), under the 30% cost-burden threshold.

93630 ranks 1,342 of 1,558 statewide on median household income and 1,311 of 1,558 on median home value; its income is in line with the $57,383 Fresno County median. 49% of households own their home, below the 64% statewide ZIP median, so most residents rent. 13% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 19.9%, far above the 10.8% statewide ZIP median. Unemployment stands at 11.6%.

With 125 residents per square mile across 162.2 square miles of land, 93630 is far less dense than the statewide ZIP median of 1,120 (rank 1,110 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.