ZIP Code 93449 — Pismo Beach, California

The median home in 93449 is valued at $943,700 against a median household income of $109,196, a price-to-income ratio of 8.6. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Luis Obispo County, 93449 ranks 13 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.0. Renting takes 24.2% of median household income (median rent $2,199 a month), under the 30% cost-burden threshold.

93449 ranks 458 of 1,558 statewide on median household income and 358 of 1,558 on median home value; its income is above the $89,889 San Luis Obispo County median. 65% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 49% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 7.9%, below the 10.8% statewide ZIP median. Unemployment stands at 2.7%.

With 813 residents per square mile across 9.9 square miles of land, 93449 is less dense than the statewide ZIP median of 1,120 (rank 833 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.