ZIP Code 93434 — Guadalupe, California

The median home in 93434 is valued at $409,700 against a median household income of $66,026, a price-to-income ratio of 6.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Santa Barbara County, 93434 ranks 6 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.3. Renting takes 26.5% of median household income (median rent $1,456 a month), under the 30% cost-burden threshold.

93434 ranks 1,149 of 1,558 statewide on median household income and 1,086 of 1,558 on median home value; its income is below the $107,221 Santa Barbara County median. 53% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 9% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 27.6%, far above the 10.8% statewide ZIP median and among the highest in the state. Unemployment stands at 9.5%.

With 363 residents per square mile across 22.8 square miles of land, 93434 is far less dense than the statewide ZIP median of 1,120 (rank 954 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.