ZIP Code 93402 — Los Osos, California

The median home in 93402 is valued at $703,300 against a median household income of $92,174, a price-to-income ratio of 7.6. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Luis Obispo County, 93402 ranks 8 of 19 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.0. Renting takes 23.9% of median household income (median rent $1,833 a month), under the 30% cost-burden threshold.

93402 ranks 697 of 1,558 statewide on median household income and 606 of 1,558 on median home value; its income is in line with the $89,889 San Luis Obispo County median. 69% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 46% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.3%, below the 10.8% statewide ZIP median. Unemployment stands at 5.5%.

With 562 residents per square mile across 27.7 square miles of land, 93402 is less dense than the statewide ZIP median of 1,120 (rank 885 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.