ZIP Code 93001 — Ventura, California

The median home in 93001 is valued at $735,000 against a median household income of $80,363, a price-to-income ratio of 9.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ventura County, 93001 ranks 24 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.5. Renting takes 26.3% of median household income (median rent $1,758 a month), under the 30% cost-burden threshold.

93001 ranks 889 of 1,558 statewide on median household income and 566 of 1,558 on median home value; its income is below the $102,461 Ventura County median. 46% of households own their home, below the 64% statewide ZIP median, so most residents rent. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 12.5%, above the 10.8% statewide ZIP median. Unemployment stands at 4.7%.

With 329 residents per square mile across 96.6 square miles of land, 93001 is far less dense than the statewide ZIP median of 1,120 (rank 970 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.