ZIP Code 92865 — Orange, California

The median home in 92865 is valued at $786,900 against a median household income of $120,365, a price-to-income ratio of 6.5. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Orange County, 92865 ranks 16 of 87 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 23.1% of median household income (median rent $2,317 a month), under the 30% cost-burden threshold.

92865 ranks 343 of 1,558 statewide on median household income and 508 of 1,558 on median home value; its income is in line with the $116,618 Orange County median. 66% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 41% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 7.2%, below the 10.8% statewide ZIP median. Unemployment stands at 4.5%.

With 5,563 residents per square mile across 3.8 square miles of land, 92865 is far denser than the statewide ZIP median of 1,120 (rank 400 of 1,558). This is predominantly single-family residential with suburban street patterns.