ZIP Code 92661 — Newport Beach, California

The median home in 92661 is valued at more than $2,000,000 (the Census reporting ceiling) against a median household income of $197,344, a price-to-income ratio of at least 10.1. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Orange County, 92661 ranks 76 of 87 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 16.1% of median household income (median rent $2,655 a month), under the 30% cost-burden threshold.

92661 ranks 50 of 1,558 statewide on median household income and 1 of 1,558 on median home value; its income is far above the $116,618 Orange County median. 38% of households own their home, below the 64% statewide ZIP median, so most residents rent. 59% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 8.8%, below the 10.8% statewide ZIP median. Unemployment stands at 2.2%.

With 4,714 residents per square mile across 0.7 square miles of land, 92661 is far denser than the statewide ZIP median of 1,120 (rank 465 of 1,558). This is predominantly single-family residential with suburban street patterns.