ZIP Code 92648 — Huntington Beach, California

The median home in 92648 is valued at $1,147,000 against a median household income of $116,189, a price-to-income ratio of 9.9. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Orange County, 92648 ranks 74 of 87 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 23.1% of median household income (median rent $2,232 a month), under the 30% cost-burden threshold.

92648 ranks 377 of 1,558 statewide on median household income and 219 of 1,558 on median home value; its income is in line with the $116,618 Orange County median. 47% of households own their home, below the 64% statewide ZIP median, so most residents rent. 50% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.5%, below the 10.8% statewide ZIP median. Unemployment stands at 3.5%.

With 5,708 residents per square mile across 8 square miles of land, 92648 is far denser than the statewide ZIP median of 1,120 (rank 387 of 1,558). This is predominantly single-family residential with suburban street patterns.