ZIP Code 92281 — Westmorland, California

The median home in 92281 is valued at $196,600 against a median household income of $35,020, a price-to-income ratio of 5.6. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Imperial County, 92281 ranks 12 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.6. Renting takes 28.1% of median household income (median rent $821 a month), under the 30% cost-burden threshold.

92281 ranks 1,531 of 1,558 statewide on median household income and 1,501 of 1,558 on median home value; its income is below the $52,456 Imperial County median. 51% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 8% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 43.6%, far above the 10.8% statewide ZIP median and among the highest in the state. Unemployment stands at 17.5%.

With 170 residents per square mile across 13.2 square miles of land, 92281 is far less dense than the statewide ZIP median of 1,120 (rank 1,069 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.