ZIP Code 92260 — Palm Desert, California

The median home in 92260 is valued at $424,100 against a median household income of $68,750, a price-to-income ratio of 6.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Riverside County, 92260 ranks 59 of 67 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 25.8% of median household income (median rent $1,478 a month), under the 30% cost-burden threshold.

92260 ranks 1,096 of 1,558 statewide on median household income and 1,069 of 1,558 on median home value; its income is below the $83,139 Riverside County median. 66% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 40% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 15.2%, above the 10.8% statewide ZIP median. Unemployment stands at 6.9%.

With 992 residents per square mile across 31.3 square miles of land, 92260 is less dense than the statewide ZIP median of 1,120 (rank 797 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.