ZIP Code 92154 — San Diego, California

The median home in 92154 is valued at $578,700 against a median household income of $83,287, a price-to-income ratio of 6.9. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92154 ranks 36 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 28.6% of median household income (median rent $1,986 a month), under the 30% cost-burden threshold.

92154 ranks 835 of 1,558 statewide on median household income and 820 of 1,558 on median home value; its income is below the $98,033 San Diego County median. 62% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.0%, below the 10.8% statewide ZIP median. Unemployment stands at 7.7%.

With 1,633 residents per square mile across 51.3 square miles of land, 92154 is denser than the statewide ZIP median of 1,120 (rank 724 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.