ZIP Code 92123 — San Diego, California

The median home in 92123 is valued at $737,000 against a median household income of $111,282, a price-to-income ratio of 6.6. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92123 ranks 29 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 28.3% of median household income (median rent $2,629 a month), under the 30% cost-burden threshold.

92123 ranks 436 of 1,558 statewide on median household income and 562 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 45% of households own their home, below the 64% statewide ZIP median, so most residents rent. 47% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 10.1%, below the 10.8% statewide ZIP median. Unemployment stands at 8.9%.

With 3,832 residents per square mile across 8.6 square miles of land, 92123 is far denser than the statewide ZIP median of 1,120 (rank 529 of 1,558). This is predominantly single-family residential with suburban street patterns.