ZIP Code 92106 — San Diego, California

The median home in 92106 is valued at $1,241,800 against a median household income of $119,782, a price-to-income ratio of 10.4. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Diego County, 92106 ranks 85 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 22.0% of median household income (median rent $2,194 a month), under the 30% cost-burden threshold.

92106 ranks 345 of 1,558 statewide on median household income and 179 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 61% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 61% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 7.6%, below the 10.8% statewide ZIP median. Unemployment stands at 5.2%.

With 3,594 residents per square mile across 5.7 square miles of land, 92106 is far denser than the statewide ZIP median of 1,120 (rank 548 of 1,558). This is predominantly single-family residential with suburban street patterns.