ZIP Code 91786 — Upland, California

The median home in 91786 is valued at $573,100 against a median household income of $81,973, a price-to-income ratio of 7.0. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Bernardino County, 91786 ranks 69 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 26.3% of median household income (median rent $1,798 a month), under the 30% cost-burden threshold.

91786 ranks 860 of 1,558 statewide on median household income and 831 of 1,558 on median home value; its income is above the $71,552 San Bernardino County median. 43% of households own their home, below the 64% statewide ZIP median, so most residents rent. 28% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.4%, above the 10.8% statewide ZIP median. Unemployment stands at 4.7%.

With 6,295 residents per square mile across 8.9 square miles of land, 91786 is far denser than the statewide ZIP median of 1,120 (rank 341 of 1,558). This is predominantly single-family residential with suburban street patterns.