ZIP Code 90740 — Seal Beach, California

The median home in 90740 is valued at $476,600 against a median household income of $75,007, a price-to-income ratio of 6.4. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Orange County, 90740 ranks 9 of 87 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 36.9% of median household income (median rent $2,305 a month), above the 30% cost-burden threshold.

90740 ranks 986 of 1,558 statewide on median household income and 970 of 1,558 on median home value; its income is below the $116,618 Orange County median. 76% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 51% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.3%, below the 10.8% statewide ZIP median. Unemployment stands at 4.3%.

With 2,217 residents per square mile across 11.1 square miles of land, 90740 is far denser than the statewide ZIP median of 1,120 (rank 679 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.