ZIP Code 90504 — Torrance, California

The median home in 90504 is valued at $854,800 against a median household income of $101,773, a price-to-income ratio of 8.4. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Los Angeles County, 90504 ranks 101 of 275 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.2. Renting takes 24.9% of median household income (median rent $2,110 a month), under the 30% cost-burden threshold.

90504 ranks 559 of 1,558 statewide on median household income and 432 of 1,558 on median home value; its income is above the $87,339 Los Angeles County median. 62% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 45% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 8.9%, below the 10.8% statewide ZIP median. Unemployment stands at 6.4%.

With 7,492 residents per square mile across 4.4 square miles of land, 90504 is far denser than the statewide ZIP median of 1,120 (rank 266 of 1,558). This is predominantly single-family residential with suburban street patterns.