ZIP Code 90274 — Palos Verdes Peninsula, California

The median home in 90274 is valued at more than $2,000,000 (the Census reporting ceiling) against a median household income of $206,013, a price-to-income ratio of at least 9.7. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Los Angeles County, 90274 ranks 159 of 275 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.2. Renting takes 18.8% of median household income (median rent $3,227 a month), under the 30% cost-burden threshold.

90274 ranks 37 of 1,558 statewide on median household income and 1 of 1,558 on median home value; its income is far above the $87,339 Los Angeles County median. 89% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 77% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.3%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.5%.

With 2,078 residents per square mile across 12 square miles of land, 90274 is far denser than the statewide ZIP median of 1,120 (rank 690 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.