Carmel, California Zip Codes
📍 Carmel is in Monterey County, California with 3 zip codes; the most populous is 93923.
Carmel is a USPS city name in Monterey County, California with a Census population of approximately 15,099 across its ZIP codes. Monterey County as a whole has 36 ZIP codes in this directory. Below you'll find every zip code serving Carmel with population, income and home value, a map, and the city's affordability profile.
Population and demographic data sourced from the U.S. Census Bureau American Community Survey (ACS) 5-Year Estimates. ZIP code routing data sourced from the United States Postal Service (USPS).
All Carmel Zip Codes
Carmel at a Glance
Carmel has 3 ZIP codes in this directory: 2 standard delivery ZIPs and 1 PO Box or unique ZIP that carries no resident population in Census data. The 2 ZIPs with published Census housing data cover 15,099 residents, the largest being 93923 with 12,630 people.
The median ZIP in Carmel has a household income of $119,722 and a home value of $1,705,350, a price-to-income ratio of 14.3, far above the 6.7 California ZIP median. Affordability ranges from 93923 at a ratio of 11.9 to 93921, where the median home is $1,966,500. The highest median income is in 93923 at $120,972. Median rent across these ZIPs is $2,481 a month.
64% of households in the typical Carmel ZIP own their home (statewide ZIP median 64%). 71% of adults hold a bachelor's degree, far above the 31% statewide median. The median poverty rate is 4.1%, far below the 10.8% statewide ZIP median. Overall density is about 74 residents per square mile across 204 square miles of ZIP land area.
Medians are taken across the ZIP codes listed below (each ZIP weighted equally); PO Box and no-data ZIPs are excluded. Definitions on the methodology page; statewide comparisons in the 2026 California ZIP Code Affordability Report.
Carmel Zip Code Map
Interactive map of Carmel, California zip codes. Click any marker for details.